Savings Plan: Goals Savings and Reserve Savings

Savings Plan: Goals Savings and Reserve Savings

🏆 Goal Savings

How to Create a Goals Plan

  1. Open the app and click on Save from the home screen.

  2. Tap on Goals, then tap Create Plan.

  3. Enter your plan name and the saving purpose (e.g. rent, school fees).

  4. Type in your total target amount, select how often you want to save (e.g. daily, weekly), and choose a payment day.

  5. Set how long you want to save for (duration). You can enter a custom duration or pick one of the saved durations.

  6. Choose your primary and secondary funding sources (e.g. Your Rank Wallet or saved card).

  7. Tap Continue, review the Terms & Conditions, and accept them.

  8. Tap Finalize to complete your setup.
    ✅ Your goal plan is ready!

  9. Please note that this plan can only be broken after one month

  10. If you close before maturity, your accrued interest will be forfeited, and you will be charged a Withdrawal fee


How to Rollover a Matured Goals Plan

  1. On the home screen, go to your matured goal plan.

  2. Tap Rollover.

  3. Choose what to roll over:

    • Principal + Interest

    • Principal only

  4. Enter your new target amount.

  5. Set your savings frequency and duration.

  6. Choose your funding sources.

  7. Tap Continue, then review and accept the Terms & Conditions.
    ✅ Your goal has been rolled over successfully.


How to Break a Goals Plan (Before Maturity)

  1. Open the Goals home screen.

  2. Tap the plan you want to break.

  3. Tap the 3-dot menu at the top right.

  4. Select Break Plan.

  5. Tap Proceed.

  6. Choose where the penalty fee will be charged from:

    • Savings Wallet

    • Withdrawal amount
      ✅ Your plan will be closed and funds released.


How to Top Up a Goals Plan

  1. From the Goals home screen, select the plan you want to top up.

  2. Tap Top Up.

  3. Enter the amount you want to add.

  4. Choose your funding source (Rank Wallet or Saved Card).

  5. Tap Continue.
    ✅ A confirmation message will appear once your top-up is successful.



🛡️ Reserve (Fixed Savings)

How to Create a Reserve Plan

  1. Open the app and click on Save from the home screen. Tap Reserve, then tap Create Plan.

  2. Enter your plan name and the saving purpose (e.g. rent, school fees).

  3. Type in your desired amount and choose when to collect interest (monthly, end of term, etc.).

  4. Set how long you want to fix the fund for (duration). You can enter a custom duration or pick one of the saved durations.

  5. Choose your primary and secondary funding sources (e.g. Your Rank Wallet or saved card).

  6. Tap Continue, review the Terms & Conditions, and accept them.

  7. Tap Finalize to complete your setup. Also ensure the amount you intend to ix is already sitting in your wallet or your bank account (debit card)
    ✅ Your Reserve plan has been successfully created.


How to Rollover a Matured Reserve Plan

  1. From your Reserve home screen, tap the matured plan.

  2. Tap Rollover.

  3. Choose your rollover type:

    • Principal + Interest

    • Principal only

  4. Enter your new target amount.

  5. Choose your savings duration.

  6. Tap Continue, then review and accept Terms & Conditions.
    ✅ Your plan has been rolled over.



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